Corporate Internet Banking caters to the bank's commercial customers, i.e. corporations and SMEs (Small and Medium Enterprises). The product has two sub-modules, i.e. Cash Management and Trade Finance.
Corporate Internet Banking is built based on advanced and proven technologies, leveraging industrial standards such as J2EE, XML, LDAP, SQL and UNIX. These technologies provide a robust and scalable platform for building enterprise services. Furthermore, the technical architecture is designed multi-tiered and modularly – i.e. separating presentation, business logic and database layers – thus enabling the effect of future changes to be localized and minimized.
With Corporate Internet Banking, the corporate user may hold various roles within the organization. For instance, he may need to access different services of the bank like trading, cash management and insurance. Whereas a product-centric approach would require the user to log into disparate systems in order to perform these transactions, customer-centric Internet Banking product provides single sign-on functionality. Upon login, the system recognizes the user and allows him to navigate between different online financial services without having to perform multiple logins, whilst preserving a high level of security. Products have built-in encryption and authentication features for non-repudiation. For corporate customers, security tokens and smart cards are options to be considered.
Furthermore, the customer enjoys the flexibility of access through his preferred touch points – e.g. Internet, wireless and mobile devices, broadband set-top boxes, ATMs, PDA (Personal Digital Assistant), etc.
In Corporate Internet Banking, we offer:
Information Management
Disbursement Management
Receivables Management
Liquidity Management