SmartLender Collateral & Limit Management (CLIMS)

SmartLender CLIMS provides an end-to-end platform to handle the life cycle of collateral for both Retail Loans and Corporate Loans. It is a comprehensive collateral management system with sophisticated monitoring tools and controls. It delivers enhanced Limits Management features that help the banks and lending institutions measure, analyze and control risks that might arise in the entire Lending process. The system is designed to set limits that keep exposure under tight control and provides for a valuation facility. The system also offers valuable and comprehensive Risk Reporting including Counterparty Risk, Country risk reports etc. CLIMS sets the foundation for meeting the highest standard of Basel II compliance.

Need For Collateral and Limits Management System

To automate the compliance process as per the policy guidelines
To mitigate risk across the Asset portfolio
To reduce costs, time and human errors
To customize the system’s logic to automate your manual processes and streamline your business rules
To build your own database for collateral maintenance
To gain insight into collateral value pre-funding
To ensure a consistent process across all lines of business

Key Features

Dynamic Collateral and Documentation Workflow
Ability to monitor and track limits for a customer at a Global level
Monitoring of Security Covenants
Supports seamless integration with both external and internal systems
It has an inbuilt haircut engine which helps to reduce credit risk
Supports Concentration Risk Management
Allow the download of key risk variables to Credit Data Warehouse