SmartLender Retail (RLOS)

SmartLender Retail Loan Origination System offers a scalable and robust Lending platform to originate Retail Loans. It supports end-to-end automation from lead generation and application processing to closure. It allows banks to stay ahead of the competition by proactively launching innovative loan products.

Need For Retail LOS

To automate the existing Loan Processes
Ability to handle multiple origination channels
To approve loan applications faster
To have a user friendly workflow to accelerate the customer acquisition process
To streamline all the activities involved in the Lending Cycle
To have a quicker turnaround time there by providing for a unique banking experience
To reduce manual effort and making the process Cost Effective

Key Features

Comprehensive, user-friendly and customizable for various functions
Provides for effective Portfolio Management
Reduced Time to Market
Proven EJB design & technology
Robust Business rules engine
Supports both simple and complex documentation
Suitable for handling Scenario Analysis
Ready interface to core banking systems
Convenient to use for reporting purposes