One Solution for Integrated Cash Management

Cash Management is a banking service that allows your corporate customers to manage their receivables and payables efficiently. iCashPro is a fully Web-Based system in Service Oriented Architecture consisting of Internet Banking Front-end and Banking Operations Back-end which can function independently.

	Additional Features Front-end Back-end Payment Modules Collection Modules Integrated Modules n Tier Technology Download Brochure

iCashPro helps your corporate customers in ...

• Efficient cash management by faster collections & just in time payments
• Optimization of idle float and reduction in borrowing cost
• Opening door to their Corporate suppliers and dealers
• Head towards Financial Supply Chain Management

And helps Bank in...

• Opening door to customers at the bottom of the Pyramid
• Processing large volume of transactions
• Product Customization using Workflow - Product designer
• Multi Currency, Multi Country, Imaging and STP Functionalities

	Modular approach and scalability Synergizes volume handling Attains operational efficiency

iCashPro is the combination of our proven payments and collection solutions which currently serve over 1000 corporate clients and 1500 correspondent bank relationships for three large banks.

Additional Features

• Authorisation - Maker checker with Rules set for each User as per the Matrix
• Menu Driven MIS Downloadable on Real Time basis in Text, PDF or Excel
• Multi level Query
• Accounting interface to Core banking
• Complies to KYC AML Norms
• Customizable Data Mapper module

Payments

Payments Module handles the customer requests for bulk payments in Paper and Electronic Modes when initiation is done through Internet, Phone or SMS.

Dividend Processing helps banks to manage large volume payment of Dividend and Interest warrant for the Corporate and provides a complete picture of the dividend warrant account.

Positive Pay is a product to prevent frauds for banks customers and provide them a single window of recon of all their payments.

Collections

Collection Module handles the customer requests for collection of funds through electronic and paper based modes taking care of credit arrangements, funds and instruments tracking.

Post Dated Cheque Module has vaults and bins that physically maps the instruments taking care of special request like swaps, cancellation and loss of instruments providing a link with the collection system.

Receivable Management module will track the receivables on real time basis and facilitates recon on receipt of funds and marks off outstanding.

Integrated Modules

Regional Hub module facilitates operations and admin activities for multiple cuntries from a centralised location. Data Consolidation between Hubs in different countries by supporting Cross Country Login and Reporting.

Financial Supply Chain Management
iCashPro allows the dealers and suppliers to view the invoices, make and track the status of their Payments. This helps in forming a link between Cash Management and Supply Chain financial settlements of the Corporate, helping them to manage their cash flow with full view of all related data and opens up the doors for Channel Finance for the Bank.

Liquidity Management system permits a bank to collect funds from decentralized entities of the corporate and pool them into a concentration account for optimization of working capital.

Risk management helps the bank to cover its exposer on the various product offerings and corporates.

ASP and BPO Models
iCashPro can be easily configured to be used on an ASP basis. Also, due to its workflow based design it can be configured for a BPO model.