Corporate Internet Banking

Intuitive Digital Experience Through Customer Centricity

  • Dashboard
  • Account balance reporting
  • Account statements
  • Cheque services
  • Utility bill payment
  • Service request
  • Fixed deposits
  • Credit cards

Features

  • Widget based dashboards
  • User Personalization options
  • Summary Balance view along with drill down capability for Transaction Details
  • Single view for corporate’s account portfolio
  • External bank account details through MT 940 messages
  • Bill presentment & bill Payment on a single platform

Payments

Real-Time Integrated Payment Suite

  • Electronic Payments
  • Paper Based Payments
  • Cash Pay-outs

Features

  • Supports Intra bank and Inter-bank payments in same currency as well as cross currency.
  • Supports cross border payments
  • Corporate cheque printing through corporate portal
  • Supports centralized/decentralized printing for cheques, pay orders and demand drafts
  • Cash pay-out to beneficiary via cash at branch or via agent.
  • Flexible Authorization rules
  • File format mapper
  • STP enablement through H2H solution

Collections

Full Spectrum Collection Management

  • Paper Based Collection
  • Cash Collection
  • Electronic Collection
  • Virtual Accounts
  • PDC Management

Features

  • Capable to handle local and outstation cheque collection
  • Ability to enhance transaction information using enrichments.
  • Easy Virtual account number maintenance and issuance.
  • Fixed and Dynamic virtual accounts configurations.
  • Manual and automatic lodging and withdrawal
  • PDC Warehousing – Bin allocation/reallocation.

Receivables Management

Complete Receivable Management Solution For Optimum Fund Consolidation

  • Accounts Receivables
  • Accounts Payable
  • Reconciliation

Features

  • Multiple Document Types – Invoices, Bills, Credit Card Statements
  • Data Pooling – File Upload, Direct integration with SCM, ERP applications
  • Payment integration – Cheques, Cash, ATM, Inward, Online Payments.
  • Capability to reconcile Invoices against Receivables and Payables
  • Option to define Corporate wise Reconciliation rules
  • Auto Reconciliation based on matching rules
  • Forced Reconcile or un-reconcile

Liquidity

Enabling Shift From Managing Cash To Leveraging Cash

  • Sweeping
  • National Pooling
  • Inter Company Loans

Features

  • Sweeping – Sweep IN, Sweep OUT, Reverse Sweeping (Sweep back).
  • Account maintenance rules– Zero balance account (ZBA), Target balance account (TBA), and Range balance account (RBA).
  • Creating corporate specific lending and Borrowing rates
  • Account structure creation by adding the accounts at Nth level

Financial Supply Chain

Enable Corporates To Manage Working Capital better

  • EIPP
  • Supplier Financing
  • Dealer Financing

Features

  • Flexible & secured invoice presentment through multiple channels
  • Payment options by the buyer through portal, for paying invoices with an option of adjustments against credit & debit notes
  • Post shipment (Invoice) financing platform for the supplier
  • Customized program definition & financing parameters for each of unique relationship
  • Post shipment (Invoice) financing platform for the dealer
  • Customized program definition & financing parameters for each of unique relationship.

Trade Finance

Superior Trade Initiation Platform

  • Letter of Credits
  • Bank Guarantees
  • Shipping Guarantees
  • Import Bills

Features

  • Initiation and amendment of LC
  • View and track LC status
  • Integration with Trade Back office system and capability to sync LC information
  • Initiation and amendment of Guarantees
  • View and track Guarantee status
  • Sync import bills from Trade Back office system.
  • Trade bill view and payment.
  • Trade bill finance request.