Better Credit Decisioning From The Data Ocean
Complete Financial Analysis Solution By Bankers For Bankers
Integro’s SmartLender Financial Analysis solution platform that uses technology to automate operations that are redundant in nature and allows for manual intervention only when necessary to address the manual and inefficient ways of processing financial information. It collects financial data in a standardised manner that is intelligible and based on industry standards.
Solutions – Digital, Intuitive And Portable
Catalysts Of Smart Financial Analysis
Financial Data Spread & Collection
- Spread and load pre-defined excel files manually, or scan financial records using OCR technology through integration with third-party technologies
- Automatic statement balancing and intelligent user notification in case of imbalance
- Minimise re-entry of general information and enhance efficiency by copying and managing Financial Statements for subsequent years.
Industry specific Financial Templates & Ratios
- Financial Templates for a wide range of industry categories are offered, together with related Charts of Accounts.
- Ability to configure a new Industry Financial Template based on an existing one.
- For precise and appropriate decision making, financial key ratios for every industry sector are offered.
Using the bank’s data, perform a peer comparison of the client
- Customer comparison based on spread financial data vs historical data
- Peer Comparison Analysis report evaluation and decision making which enables the end-users to perform deep dive analysis by comparing the operating performance and valuation of the peer at the individual, group or industry-wide level.
Perform Scenario Analysis with Projections & Sensitivity Analysis
- Perform a What-If Analysis based on historical data and use the projections functionality to estimate the future with one or multi-period projection trends
- Use the data to do Sensitivity Analysis to discover the main inputs where the uncertainty may be apportioned/distributed for each forecast generated
Rich UX & Intuitive UI
Smart Lender Financial Analysis Benefits
Flexible and efficient financial analysis
Improved credit decisioning and operational efficiency
What-If Analysis based on projections
Manage various client segments with industry standardized financial templates
Easy integration with host systems
Flexibility, Configurability & Management