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Award-Winning Innovation

  • Integro Corporate Lending Solutions
  • Integro Retail Lending Solutions

A comprehensive platform that streamlines the full corporate credit lifecycleโ€”from origination to monitoringโ€”with AI-powered automation, smart workflows, and regulatory compliance.

Loan Origination System

  • One Obligor exposure
  • Omnibus
  • Collateral structuring
  • Covenant monitoring
  • Facility structuring
  • Product management

Financial Analysis

  • Financial Analysis
  • Peer Comparison
  • Sensitivity Analysis
  • CF Projections (Cash Flow Projections)

Limits Management System

  • Exposure Management
  • Single View Customer
  • Limit Management
  • Shared Limits
  • Limit Dimensions
  • Group Maintenance

Collateral Management System

  • Collateral Maintenance
  • Valuation Engine
  • Covenant Monitoring
  • Custodian
  • Index/Price Feeds
  • Commodity

Trade Limit

  • Earmarking/Allocation
  • Utilisation Monitoring
  • Trade Limits Management

Early Warning System

  • Financial
  • Behavioral
  • Prediction
  • Correlation

Document Management System

  • Version control
  • Checklists
  • E signature support
  • Expiry and renewal alerts

Smart Rules

  • Scorecards
  • Obligor Rating
  • Facility Rating
  • RAROC (Risk-Adjusted Return on Capital)
  • Risk Based Pricing

Smart View

  • Reports
  • Document Generation
  • Dashboard
  • Data Source

Smart Capture

  • Auto Financial Spread
  • Document Repository
  • Document Upload
  • Document Show Diff

Smart Collect

  • Debt & Recovery
  • Collections
  • Write-downs
  • Revenue / Expenses

Smart Data Connect

  • API Studio
  • Risk Data Mart
  • Service API
  • FAQ

Connect Risk Analytics

  • Embedded Finance
  • Digital Forms
  • Pre-Qualify
  • Approval In Principle (AIP)
  • Screening
  • Alternate Data Assessment

Intelligence

  • Computer Vision
  • Machine Learning
  • Cognitive Computing
  • Generative AI

ESG

  • Responsible
  • Sustainability
  • CAG

Digital Form

  • Dynamic form builder
  • Pre-filled data from core systems
  • Conditional logic
  • Multi party input

Designed for high-volume, customer-centric lending, this suite simplifies retail credit with AI-enabled workflows, real-time insights, and flexible repayment structures.

Customer onboarding

  • Omnichannel
  • Unified portal
  • Lead capture & processing
  • Persona-based UIs
  • Frictionless journeys

Credit Processing

  • Enriched insights
  • Automated verification
  • Applicant profiling
  • Intelligent document processing
  • Score aggregation

Loan Fulfilment

  • Scorecards
  • Obligor Rating
  • Facility Rating
  • RAROC (Risk-Adjusted Return on Capital)
  • Risk Based Pricing

Credit Decisioning

  • Financial Analysis
  • Peer Comparison
  • Sensitivity Analysis
  • CF Projections (Cash Flow Projections)

Debt Management

  • Early warning system
  • Repayment management
  • Delinquency management
  • Classification of Cases
  • Retail self-service portal

GL & Fixed assets

  • Accounting year/period creation
  • Accounting year/period creation
  • Fixed Assets Transactions & Reports
  • Bank Recon Transactions & Reports

Admin Module

  • Role-based access control
  • UI and widget configurator
  • Personalized branding
  • Campaign management
  • Pre-built, configurable masters
  • Configurable business rules

The Future of Lending, Today

Industry updates, thought leadership, and deep dives into the ideas redefining performance.

Conversations That Define the Future

Aurionpro Lending Milestones in Action

Meet Integro Technologies at 32nd BAIPHIL Convention at Philippines

The 32nd BAIPHIL Convention to be held from 10th March to 12th March,2023 at Hotel Taal Vista, Tagaytay City, Philippines.
This year The Bankers Institute of the Philippines, Inc. (BAIPHIL) has set a theme for convention as โ€˜Bringing Out The Best in Bankingโ€™ where the top speakers from Philippine Banking Industry will share their thoughts to the delegates…